When it comes to purchasing your home you want to ensure you have a great mortgage deal! The tips below will help prepare you for securing your mortgage deal.
1 – Keep important financial documents for the past six months. If you have gone paperless, save documents on your computer.
2 – Provide your Earnest Money Deposit from your personal bank account or acceptable sources of “gift funds”. Speak with your Loan Consultant regarding gift funds.
3 – Notify your Loan Consultant if your income changes. Here are some examples: salary raise, promotion, transfer or change in pay status.